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Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “M L P F and S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“B of A Corp.”). M L P F and S is a registered broker-dealer, registered investment adviser, Member S I P C (Securities Investor Protection Corporation) and a wholly owned subsidiary of B of A Corp.

Trust and fiduciary services are provided by Bank of America, N A, Member F D I C, and a wholly-owned subsidiary of Bank of America Corporation (“B of A Corp.”). Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (“M L L A”), a licensed insurance agency and wholly-owned subsidiary of B of A Corp..

Investment products offered through M L P F and S and insurance and annuity products offered through M L L A.

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Bank of America Private Bank is a division of Bank of America, N A, Member F D I C and a wholly owned subsidiary of Bank of America Corporation (B of A Corp.).

"Bank of America" is the marketing name for the global banking and global markets business of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N A, Member F D I C. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, B of A Securities, Inc. and Merrill Lynch, Pierce, Fenner & Smith Incorporated, both of which are registered broker-dealers and Members of S I P C, and, in other jurisdictions, by locally registered entities. B of A Securities, Inc. is registered as a futures commission merchant with the C F T C and is a member of the N F A.

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Bank of America Newsroom

Press Releases

Global Banks Collaborate on Principles for Trusted Agentic Commerce

Bank of America Declares Preferred Stock Dividends Payable in October and November 2026

BofA Provides $150,000 to the American Red Cross Emergency Response Fund following the storms in Illinois, Indiana and Ohio

From our 2025 Annual Report

A letter to shareholders from Chair and CEO, Brian Moynihan

From our 2025 Annual Report

A letter to shareholders from Chair and CEO, Brian Moynihan

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From our 2025 Annual Report

From our 2025 Annual Report

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