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This material does not take into account your particular investment objectives, financial situations or needs and is not intended as a recommendation, offer or solicitation for the purchase or sale of any security, financial instrument, or strategy. Before acting on any information in this material, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Any opinions expressed herein are given in good faith, are subject to change without notice, and are only correct as of the stated date of their issue.

Content contained herein may have been produced by an outside party that is not affiliated with Bank of America or any of its affiliates (Bank of America). Opinions or ideas expressed are not necessarily those of Bank of America nor do they reflect their views or endorsement. These materials are for informational purposes only. Bank of America does not assume liability for any loss or damage resulting from anyone's reliance on the information provided. Certain links may direct you away from Bank of America to an unaffiliated site. Bank of America has not been involved in the preparation of the content supplied at the unaffiliated sites and does not guarantee or assume any responsibility for its content. When you visit these sites, you are agreeing to all of their terms of use, including their privacy and security policies.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “ MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC (Securities Investor Protection Corporation) and a wholly owned subsidiary of BofA Corp.

Trust and fiduciary services are provided by Bank of America, N.A., Member FDIC, and a wholly-owned subsidiary of Bank of America Corporation (“BofA Corp.”). Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (“MLLA”), a licensed insurance agency and wholly-owned subsidiary of BofA Corp.

Investment products offered through MLPF&S and insurance and annuity products offered through MLLA.

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Bank of America Private Bank is a division of Bank of America, N.A., Member FDIC and a wholly owned subsidiary of Bank of America Corporation (BofA Corp.).

"Bank of America" is the marketing name for the global banking and global markets business of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc. and Merrill Lynch, Pierce, Fenner & Smith Incorporated, both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is registered as a futures commission merchant with the CFTC and is a member of the NFA.

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Bank of America Commits $250M to Address Hunger and Other Basic Needs for Families in Communities Around the Country

Bank of America to Host Investor Day on November 5, 2025

BofA AI and Digital Capabilities Win Four Best Innovation Awards

BofA’s AI-Driven CashPro Chat and Transaction Search Capabilities Reach Record Usage by Corporate Clients

Bank of America Declares Fourth Quarter 2025 Stock Dividends

BofA Names Andy Noll President of Columbus

Bank of America to be Official Bank Partner of Philadelphia Flyers, Philadelphia 76ers, and Xfinity Mobile Arena

Holiday Tradition Continues: BofA “More Rewards Day” Bonuses Approaching $100 Million

Chicago Cements Its Title as the City of Records

A New Generation Tees Off: 100,000 Rounds and Counting With Bank of America’s Golf with Us

Bank of America Declares Preferred Stock Dividends Payable in November and December 2025

Bank of America Announces Redemption of €1,750,000,000 1.949% Fixed/Floating Rate Senior Notes, due October 27, 2026

Bank of America Announces Redemption of $2,500,000,000 1.197% Fixed/Floating Rate Senior Notes, Due October 2026

Bank of America Reports Third Quarter 2025 Financial Results

New York City Entrepreneurs Selected for Sixth-Annual Small Business Spotlight at Bank of America Winter Village at Bryant Park

Bank of America to Report Third Quarter 2025 Financial Results and Host Investor Conference Call on October 15

Affluent Americans Increase Donations by 30% Over Past Decade, Even as Fewer Give, Finds 2025 BofA Study of Philanthropy

BofA’s New GenAI Assistant Transforms Global Payments Solutions

BofA Unveils AI-Driven Capital Markets Insights on CashPro® App

BofA Names Kelly Firment President of Delaware

Bank Of America Commits over $1 Million To Liftfund to Support Hill Country Flood Recovery

BofA Commits $12 Million for Western North Carolina Residents and Small Businesses Impacted by Hurricane Helene

Bank of America Declares Preferred Stock Dividends Payable in October and November 2025

BofA Increases Military Hiring by 10,000, Expands Community College Hiring, Adds Jobs in New Financial Centers

Bank of America Aumenta El Salario Mínimo Por Hora en EE. UU. A $25, Lo Que Eleva El Sueldo Inicial a Más De $50,000

BofA Raises U.S. Minimum Hourly Wage to $25, Increasing Starting Salary to More Than $50K

BofA Ranked No. 1 Small Business Lender for 17th Consecutive Quarter

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