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This material does not take into account your particular investment objectives, financial situations or needs and is not intended as a recommendation, offer or solicitation for the purchase or sale of any security, financial instrument, or strategy. Before acting on any information in this material, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Any opinions expressed herein are given in good faith, are subject to change without notice, and are only correct as of the stated date of their issue.

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Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “ MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC (Securities Investor Protection Corporation) and a wholly owned subsidiary of BofA Corp.

Trust and fiduciary services are provided by Bank of America, N.A., Member FDIC, and a wholly-owned subsidiary of Bank of America Corporation (“BofA Corp.”). Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (“MLLA”), a licensed insurance agency and wholly-owned subsidiary of BofA Corp.

Investment products offered through MLPF&S and insurance and annuity products offered through MLLA.

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Bank of America Private Bank is a division of Bank of America, N.A., Member FDIC and a wholly owned subsidiary of Bank of America Corporation (BofA Corp.).

"Bank of America" is the marketing name for the global banking and global markets business of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc. and Merrill Lynch, Pierce, Fenner & Smith Incorporated, both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is registered as a futures commission merchant with the CFTC and is a member of the NFA.

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BofA Names Ed Siaje President of Detroit

The Boston Athletic Association and Meet Boston Announce $500 Million Economic Impact for the Commonwealth of Massachusetts

BofA Art Market Update Anticipates Buying Opportunities for Collectors This Fall

Bank of America to Participate in BancAnalysts Association of Boston Conference on November 7

BofA Names Lauren Murray President of Spokane/Boise

AI Patents at BofA Increase 94% Since 2022

BofA Sees 51% Increase in Companies Leveraging APIs For Real-Time Treasury Needs

BofA “More Rewards Day” Takes Place Thursday, November 7

BofA Extends Guaranteed FX Rates Up to 1-Year

Bank of America Declares Preferred Stock Dividends for Fourth Quarter 2024

Bank of America Declares Fourth Quarter 2024 Stock Dividends

Ruth Chepngetich Smashes the World Record at the 46th Running of the Bank of America Chicago Marathon

Bank of America Reports Third Quarter 2024 Financial Results

BofA Study: Nearly 80% of U.S. Business Owners Anticipate Revenue Growth in the Coming Year

Estudio de Bank of America: cerca del 80% de los dueños de negocios en EE. UU. prevé un aumento de los ingresos en el próximo año

Bank of America Private Bank Study of Affluent Americans Finds Generational and Gender Divides in Charitable Giving

Bank of America to Report Third Quarter 2024 Financial Results and Host Investor Conference Call on October 15

New York City Entrepreneurs Selected for Fifth-Annual Small Business Spotlight at Bank of America Winter Village at Bryant Park

Bank of America Announces Redemption of $2,000,000,000 2.456% Fixed/Floating Rate Senior Notes, Due October 2025

Registration for the 2025 Bank of America Chicago Marathon, Chicago 13.1 and Shamrock Shuffle Opens this Month

BofA Unveils Virtual Payables Solution to Support the Booming B2B Market

From Piggy Bank to Family Banking: BofA Launches New Solution to Help Parents Raise Financially Savvy Kids

Bank of America Chicago Marathon Creates Record Breaking $547 Million Impact on Chicago Economy in 2023

BofA to Open More Than 165 Financial Centers by End of 2026

Bank of America Announces Full Redemption of Its Series Z Preferred Stock and Related Depositary Shares

BofA Names David Dowd Asheville President

Bank of America Declares Preferred Stock Dividends for Fourth Quarter 2024

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