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This material does not take into account your particular investment objectives, financial situations or needs and is not intended as a recommendation, offer or solicitation for the purchase or sale of any security, financial instrument, or strategy. Before acting on any information in this material, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Any opinions expressed herein are given in good faith, are subject to change without notice, and are only correct as of the stated date of their issue.

Content contained herein may have been produced by an outside party that is not affiliated with Bank of America or any of its affiliates (Bank of America). Opinions or ideas expressed are not necessarily those of Bank of America nor do they reflect their views or endorsement. These materials are for informational purposes only. Bank of America does not assume liability for any loss or damage resulting from anyone's reliance on the information provided. Certain links may direct you away from Bank of America to an unaffiliated site. Bank of America has not been involved in the preparation of the content supplied at the unaffiliated sites and does not guarantee or assume any responsibility for its content. When you visit these sites, you are agreeing to all of their terms of use, including their privacy and security policies.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “ MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC (Securities Investor Protection Corporation) and a wholly owned subsidiary of BofA Corp.

Trust and fiduciary services are provided by Bank of America, N.A., Member FDIC, and a wholly-owned subsidiary of Bank of America Corporation (“BofA Corp.”). Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (“MLLA”), a licensed insurance agency and wholly-owned subsidiary of BofA Corp.

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Bank of America Private Bank is a division of Bank of America, N.A., Member FDIC and a wholly owned subsidiary of Bank of America Corporation (BofA Corp.).

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Bank of America to Report First Quarter 2025 Financial Results and Host Investor Conference Call on April 15

The Streets of Downtown Chicago Turned Green at the 44th Bank of America Shamrock Shuffle

Bank of America Announces Redemptions of $500,000,000 Floating Rate Senior Notes and $3,000,000,000 3.384% Fixed/Floating Rate Senior Notes, Due April 2026

BofA Names Jason Edelmann President of Fort Lauderdale

Bank of America Declares Preferred Stock Dividends Payable in April and May 2025

Ruben Torres Named President of El Paso

Bank of America Announces Redemption of CAD400,000,000 Floating Rate Senior Notes, Due March 2026

BofA Community Development Banking Delivers $7.8 Billion in Financing, Creating 12,600 Housing Units

BofA and Youth on Course Partner to Expand Access to the Sport for Youth Golfers Across America

Digital Interactions by BofA Clients Surge to Over 26 Billion, up 12% Year-Over-Year

Bank of America Announces Redemption of CAD550,000,000 3.515% Fixed/Floating Rate Senior Notes, Due March 2026

Bank of America Names Mark Kremers President of San Diego

BofA Receives Top Rankings in Digital, Corporate Banking and Cash Management from Crisil Coalition Greenwich

Bank of America Announces Full Redemption of Its Series AA Preferred Stock and Related Depositary Shares

Bank of America Chair and CEO Brian Moynihan to Participate in the BofA Securities Financial Services Conference on February 12

Bank of America to Participate in the UBS Financial Services Conference on February 11

BofA Names Michael T. Esposito President of Tampa Bay

Bank of America Names Maria Martinez to Board of Directors

Bank of America Declares First Quarter 2025 Stock Dividends

Bank of America Announces Redemption of $1,500,000,000 2.015% Fixed/Floating Rate Senior Notes, Due February 2026

Record $36 Million Raised for Charity at the 2024 Bank of America Chicago Marathon

Bank of America Announces Redemption of $1,500,000,000 Floating Rate Senior Notes, Due February 2026

Bank of America Declares Preferred Stock Dividends for First Quarter 2025

Bank of America Reports Fourth Quarter 2024 Financial Results

U.S. Soccer Federation and Bank of America Announce Transformative, Long-term Partnership

BofA’s Consumer Investments Surpasses $500 Billion in Assets as Clients Choose High-Tech, High Touch Approach to Managing Finances

Bank of America to Report Fourth Quarter 2024 Financial Results and Host Investor Conference Call on January 16

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