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This material does not take into account your particular investment objectives, financial situations or needs and is not intended as a recommendation, offer or solicitation for the purchase or sale of any security, financial instrument, or strategy. Before acting on any information in this material, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Any opinions expressed herein are given in good faith, are subject to change without notice, and are only correct as of the stated date of their issue.

Content contained herein may have been produced by an outside party that is not affiliated with Bank of America or any of its affiliates (Bank of America). Opinions or ideas expressed are not necessarily those of Bank of America nor do they reflect their views or endorsement. These materials are for informational purposes only. Bank of America does not assume liability for any loss or damage resulting from anyone's reliance on the information provided. Certain links may direct you away from Bank of America to an unaffiliated site. Bank of America has not been involved in the preparation of the content supplied at the unaffiliated sites and does not guarantee or assume any responsibility for its content. When you visit these sites, you are agreeing to all of their terms of use, including their privacy and security policies.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “ MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC (Securities Investor Protection Corporation) and a wholly owned subsidiary of BofA Corp.

Trust and fiduciary services are provided by Bank of America, N.A., Member FDIC, and a wholly-owned subsidiary of Bank of America Corporation (“BofA Corp.”). Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (“MLLA”), a licensed insurance agency and wholly-owned subsidiary of BofA Corp.

Investment products offered through MLPF&S and insurance and annuity products offered through MLLA.

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Bank of America Private Bank is a division of Bank of America, N.A., Member FDIC and a wholly owned subsidiary of Bank of America Corporation (BofA Corp.).

"Bank of America" is the marketing name for the global banking and global markets business of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc. and Merrill Lynch, Pierce, Fenner & Smith Incorporated, both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is registered as a futures commission merchant with the CFTC and is a member of the NFA.

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Bank of America Declares Preferred Stock Dividends for First Quarter 2022

Bank of America Names Rita Sola Cook President of Chicago

Bank of America Donates $1 Million to CHKD’s New Mental Health Hospital

Bank of America Chicago Marathon to Welcome Back a Field of 40,000 Participants in 2022

Bank of America Takes Loyalty to New Levels with Expanded Preferred Rewards, New Premium Rewards Elite Credit Card and Partner Rewards Program

Bank of America’s Andrea Smith Honored As 2021 Citizen of the Carolinas

Bank of America Awards $1 Million Grant to Tampa’s Straz Center

Bank of America Issues its Second Equality Progress Sustainability Bond for $2 Billion

Bank of America donates $1 million toward Kirk Kerkorian School of Medicine at UNLV

Bank of America CEO to Participate at the Goldman Sachs 2021 US Financial Services Conference

Bank of America’s Native American Support Tops $17 Million Since 2020

Bank of America Introduces Framework to Support Future ESG-Themed Issuances

Miami Small Business Boot Camp Winners to be Showcased at Upcoming Holiday Village

Bank of America Strengthens Commitment to the International African American Museum

Bank of America Names Al McRae President of Atlanta

Bank of America to Report Fourth-Quarter 2021 Financial Results on January 19

Bank of America CEO Brian Moynihan to Participate in BofA Securities 2021 Banking and Financials Conference on November 9

Bank of America Invests $10 Million in Johnson C. Smith University

Four New Minority-Owned Businesses to be Showcased at Bank of America Winter Village at Bryant Park

Bank of America to Participate in BancAnalysts Association of Boston Conference

BofA Launches Account Validation to Assist Clients With Fraud Prevention

Bank of America Better Money Habits Research Finds That, Despite Barriers, 80% of Gen Z Are Taking Positive Steps Toward Achieving Their Financial Goals

HITEC Recognizes Bank of America as Corporation of the Year During the HITEC Awards Ceremony

Bank of America Launches Business Advantage Unlimited Cash Rewards Card for Entrepreneurs

Bank of America Sets Q4-21 Stock Dividend, Renews $25 Billion Repurchase Plan

Coalition of Banks Launches Guide for Industry's Transition to Net Zero

No Place like Home: First-Generation Homeowners Say Owning a Home is More Important Now than Ever Before

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