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This material does not take into account your particular investment objectives, financial situations or needs and is not intended as a recommendation, offer or solicitation for the purchase or sale of any security, financial instrument, or strategy. Before acting on any information in this material, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Any opinions expressed herein are given in good faith, are subject to change without notice, and are only correct as of the stated date of their issue.

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Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “ MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC (Securities Investor Protection Corporation) and a wholly owned subsidiary of BofA Corp.

Trust and fiduciary services are provided by Bank of America, N.A., Member FDIC, and a wholly-owned subsidiary of Bank of America Corporation (“BofA Corp.”). Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (“MLLA”), a licensed insurance agency and wholly-owned subsidiary of BofA Corp.

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"Bank of America" is the marketing name for the global banking and global markets business of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc. and Merrill Lynch, Pierce, Fenner & Smith Incorporated, both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is registered as a futures commission merchant with the CFTC and is a member of the NFA.

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Bank of America Comments on Stress Test Results; Plans to Increase Quarterly Dividend 8% to $0.28 Per Share

Bank of America Declares Preferred Stock Dividends Payable in July and August 2025

Bank of America Announces Redemption of $3,000,000,000 1.319% Fixed/Floating Rate Senior Notes, Due June 2026

Bank of America Chair and CEO Brian Moynihan to Participate in the Morgan Stanley US Financials Conference on June 11

Bank of America Announces Redemption of CHF 375 Million of 0.2525% Senior Notes, Due June 12, 2026

Bank of America Announces 2026 Financial Reporting Dates

Bank of America Declares Second Quarter 2025 Stock Dividends

Bank of America Announces Redemption of €1.25 Billion of 0.808% Fixed/Floating Rate Senior Notes, Due May 9, 2026

Bank of America Reports First Quarter 2025 Financial Results

Bank of America Declares Preferred Stock Dividends Payable in May and June 2025

Bank of America to Report First Quarter 2025 Financial Results and Host Investor Conference Call on April 15

Bank of America Announces Redemptions of $500,000,000 Floating Rate Senior Notes and $3,000,000,000 3.384% Fixed/Floating Rate Senior Notes, Due April 2026

Bank of America Declares Preferred Stock Dividends Payable in April and May 2025

Bank of America Announces Redemption of CAD400,000,000 Floating Rate Senior Notes, Due March 2026

Bank of America Announces Redemption of CAD550,000,000 3.515% Fixed/Floating Rate Senior Notes, Due March 2026

Bank of America Announces Full Redemption of Its Series AA Preferred Stock and Related Depositary Shares

Bank of America Chair and CEO Brian Moynihan to Participate in the BofA Securities Financial Services Conference on February 12

Bank of America to Participate in the UBS Financial Services Conference on February 11

Bank of America Names Maria Martinez to Board of Directors

Bank of America Declares First Quarter 2025 Stock Dividends

Bank of America Announces Redemption of $1,500,000,000 2.015% Fixed/Floating Rate Senior Notes, Due February 2026

Bank of America Announces Redemption of $1,500,000,000 Floating Rate Senior Notes, Due February 2026

Bank of America Declares Preferred Stock Dividends for First Quarter 2025

Bank of America Reports Fourth Quarter 2024 Financial Results

Bank of America to Report Fourth Quarter 2024 Financial Results and Host Investor Conference Call on January 16

Bank of America Announces Redemption of $2,000,000,000 3.366% Fixed/Floating Rate Senior Notes, Due January 2026

Bank of America Announces Full Redemption of Its Series MM Preferred Stock and Related Depositary Shares

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