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Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “ MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC (Securities Investor Protection Corporation) and a wholly owned subsidiary of BofA Corp.

Trust and fiduciary services are provided by Bank of America, N.A., Member FDIC, and a wholly-owned subsidiary of Bank of America Corporation (“BofA Corp.”). Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (“MLLA”), a licensed insurance agency and wholly-owned subsidiary of BofA Corp.

Investment products offered through MLPF&S and insurance and annuity products offered through MLLA.

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Are Not a Condition to Any Banking Service or Activity

Bank of America Private Bank is a division of Bank of America, N.A., Member FDIC and a wholly owned subsidiary of Bank of America Corporation (BofA Corp.).

"Bank of America" is the marketing name for the global banking and global markets business of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc. and Merrill Lynch, Pierce, Fenner & Smith Incorporated, both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is registered as a futures commission merchant with the CFTC and is a member of the NFA.

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Bank of America Names Olena Lifset Oklahoma City President

BofA Awards $500,000 Grant to FIND Regional Food Bank

BofA Awards $1 Million to Rebuild Pacific Palisades YMCA Destroyed in Wildfires

BofA Commits $10 Million in Capital for Residents and Small Businesses Impacted by L.A. Wildfires

BofA Names Sherri Anderson President of Inland Empire

Portland Timbers Enter Multi-Year Community Impact Partnership With Bank of America

BofA Awards $1 Million Grant to After School Matters

BofA Awards $500,000 in Grants to Tampa Museum of Art and Tampa Theatre

BofA Names Andy Noll President of Columbus

New York City Entrepreneurs Selected for Sixth-Annual Small Business Spotlight at Bank of America Winter Village at Bryant Park

BofA Names Kelly Firment President of Delaware

Bank Of America Commits over $1 Million To Liftfund to Support Hill Country Flood Recovery

BofA Names Stephenie Whitfield President of Sarasota/Manatee

BofA Names Christine Williams President of Myrtle Beach

BofA Names Julie Schmelzle President of Southwest Florida

BofA Names Gabby Hodgson President of Colorado

BofA Names Paul Keifer President of Grand Rapids

The Streets of Downtown Chicago Turned Green at the 44th Bank of America Shamrock Shuffle

BofA Names Jason Edelmann President of Fort Lauderdale

Ruben Torres Named President of El Paso

Bank of America Names Mark Kremers President of San Diego

BofA Names Michael T. Esposito President of Tampa Bay

BofA Names Matt Reilly President of New Hampshire

BofA Names Lauren Murray President of Spokane/Boise

BofA Names David Dowd Asheville President

BofA Names Drew Slocum as Wisconsin President

BofA Names Michael Garand as Worcester President

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