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This material does not take into account your particular investment objectives, financial situations or needs and is not intended as a recommendation, offer or solicitation for the purchase or sale of any security, financial instrument, or strategy. Before acting on any information in this material, you should consider whether it is suitable for your particular circumstances and, if necessary, seek professional advice. Any opinions expressed herein are given in good faith, are subject to change without notice, and are only correct as of the stated date of their issue.

Content contained herein may have been produced by an outside party that is not affiliated with Bank of America or any of its affiliates (Bank of America). Opinions or ideas expressed are not necessarily those of Bank of America nor do they reflect their views or endorsement. These materials are for informational purposes only. Bank of America does not assume liability for any loss or damage resulting from anyone's reliance on the information provided. Certain links may direct you away from Bank of America to an unaffiliated site. Bank of America has not been involved in the preparation of the content supplied at the unaffiliated sites and does not guarantee or assume any responsibility for its content. When you visit these sites, you are agreeing to all of their terms of use, including their privacy and security policies.

Merrill Lynch, Pierce, Fenner & Smith Incorporated (also referred to as “ MLPF&S” or “Merrill”) makes available certain investment products sponsored, managed, distributed or provided by companies that are affiliates of Bank of America Corporation (“BofA Corp.”). MLPF&S is a registered broker-dealer, registered investment adviser, Member SIPC (Securities Investor Protection Corporation) and a wholly owned subsidiary of BofA Corp.

Trust and fiduciary services are provided by Bank of America, N.A., Member FDIC, and a wholly-owned subsidiary of Bank of America Corporation (“BofA Corp.”). Insurance and annuity products are offered through Merrill Lynch Life Agency Inc. (“MLLA”), a licensed insurance agency and wholly-owned subsidiary of BofA Corp.

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Bank of America Private Bank is a division of Bank of America, N.A., Member FDIC and a wholly owned subsidiary of Bank of America Corporation (BofA Corp.).

"Bank of America" is the marketing name for the global banking and global markets business of Bank of America Corporation. Lending, derivatives, and other commercial banking activities are performed globally by banking affiliates of Bank of America Corporation, including Bank of America, N.A., Member FDIC. Securities, strategic advisory, and other investment banking activities are performed globally by investment banking affiliates of Bank of America Corporation ("Investment Banking Affiliates"), including, in the United States, BofA Securities, Inc. and Merrill Lynch, Pierce, Fenner & Smith Incorporated, both of which are registered broker-dealers and Members of SIPC, and, in other jurisdictions, by locally registered entities. BofA Securities, Inc. is registered as a futures commission merchant with the CFTC and is a member of the NFA.

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BofA Launches 401k Pay: Comprehensive Solution Simplifies Retirement Income Management

BofA AI and Digital Capabilities Win Four Best Innovation Awards

BofA’s AI-Driven CashPro Chat and Transaction Search Capabilities Reach Record Usage by Corporate Clients

BofA’s New GenAI Assistant Transforms Global Payments Solutions

BofA Unveils AI-Driven Capital Markets Insights on CashPro® App

A Decade of AI Innovation: BofA’s Virtual Assistant Erica Surpasses 3 Billion Client Interactions

BofA Recognized by Celent for Delivering Innovative Digital Experiences for Clients

BofA Clients Embrace New $10 Million Limit in U.S. Real-Time Payments

QR Sign-Ins Surge 60% on BofA’s CashPro® Platform

AI Adoption by BofA’s Global Workforce Improves Productivity, Client Service

La implementación de IA por parte de la fuerza laboral global de BofA mejora la productividad y el servicio al cliente

Digital Interactions by BofA Clients Surge to Over 26 Billion, up 12% Year-Over-Year

BofA Receives Top Rankings in Digital, Corporate Banking and Cash Management from Crisil Coalition Greenwich

BofA’s Consumer Investments Surpasses $500 Billion in Assets as Clients Choose High-Tech, High Touch Approach to Managing Finances

BofA’s CashPro® App will Surpass a Record $1 Trillion in Payment Approvals for the year

Paze Checkout Solution Makes Online Shopping fast and Streamlined for BofA Clients this Holiday Season

AI Patents at BofA Increase 94% Since 2022

BofA Sees 51% Increase in Companies Leveraging APIs For Real-Time Treasury Needs

BofA Extends Guaranteed FX Rates Up to 1-Year

BofA Unveils Virtual Payables Solution to Support the Booming B2B Market

From Piggy Bank to Family Banking: BofA Launches New Solution to Help Parents Raise Financially Savvy Kids

BofA Recognized Globally for Digital Leadership and Commitment to Innovation

BofA’s CashPro® App Surpasses $500 Billion in Payment Approvals

BofA Receives 19 Awards for Excellence from Euromoney Magazine

BofA Unveils Intelligent Transaction Search on CashPro®

BofA’s Erica Surpasses 2 Billion Interactions, Helping 42 Million Clients Since Launch

BofA Unifies Mobile Apps for Banking, Investing, and Retirement Into One Personalized Digital Experience

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